Housing and Homeownership
Basics

The 2008 collapse of the housing market (which took with it the rest of the economy and nearly $10 trillion in household wealth) has refocused attention on housing policies.  While much of this attention has been drawn to national policy (including the role of Freddie Mac and Fannie Mae and the Dodd-Frank  regulatory reforms), state and local governments play an important role as well.  States have taken the lead in pursuing foreclosure protections—including right to rent provisions, and various forms of foreclosure mediation, deferment, or moratorium.

Learn More

The best source on mortgage policy is the Center For Responsible Lending, which offers current news, research, and data on state and metro disparities in mortgage lending and foreclosures.  The work of the Center for Economic and Policy Research has both documented the scale and damage of the housing crash, and also pushed important reforms (including right to rent provisions).   HousingPolicy.org is the online guide to state and local housing policy maintained by the Center for Housing Policy, and also maintains the spin-off Foreclosure Response -- and excellent source of policy research and data.  The Center on Budget and Policy Priorities is the best source for federal housing and rental assistance programs.  Historical housing price data is available from Robert Schiller HERE.

Recent Research Highlights

Facing the Foreclosure Crisis (November 2011)

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Foreclosure Filings in Ohio 1995-2009

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Home Insecurity: Foreclosure Growth in Ohio 2010

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Home insecurity: Foreclosures and housing in 2012 (April 2012)

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Individual Development Accounts (August 2011)

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Investments in Public Transit: Why Equity Matters (November 2011)

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Lost Ground, 2011: Disparities in Mortgage Lending and Foreclosures (November 2011)

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The Future of Homeownership (November 2011)

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The Gains From Right to Rent in 2010 (September 2010)

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The Impact of the Housing Crash on the Wealth of the Baby Boom Cohorts (April 2010)

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